Are you familiar with online payment? Do you have an online business? Are you interested in affiliate marketing? Do you work as a freelancer in upwork or fiverr? Do you receive your earnings from your client who live abroad? Are you willing to buy something from an international e-commerce store like Amazon or eBay? Do you pay your tuition fees online for your university or college? Have you a forex trading account in IG or Saxo Bank ? Do you love to travel around the world? Are you a gambler? Are you a professional poker player who plays online through 888 poker or pokerstars? Do you pay your internet bill, water bill or electric bill online? Are you trying to pay the job holders working under your company?
If any of these situation meet your criteria, you need to know about online payment processing system. There are so many options for transferring money online but a few of these are trusted, reliable, fast and user friendly. Let's see the features of top 6 online payment gateway:
1. Skrill (formerly known as Moneybookers) is widely used by people all around the world. It is an international e-commerce business that allows users to pay and receive money instantly from a variety of merchants. Skrill is owned by Skrill Limited, a UK based company, launched its services in 2001.
Key Features:
Key Features:
- Low cost international money transfers.
- Access your money wherever you are 24/7.
- Zero send money fee.
- Financial Conduct Authority regulated.
- Leading risk and anti-fraud technology.
- Skrill Prepaid Mastercard.
- Preferred by forex traders worldwide.
- Super quick payments with skrill 1-Tap.
- Access the world's leading casinos,poker rooms and move your money instantly.
Fees:
Upload Funds: Free.
Withdraw Funds: 7.50% or 4.76 GBP.
Send Money: 1.45% or 0.43 GBP.
Receive Money: Free.
2. Paypal is trusted and reliable American online payment processor company that supports online money transfers worldwide. Paypal is founded in 1998.
Key Features:
- Accepted by millions of brands.
- You can send money directly to a bank account. It's fast and easy.
- Buying is free within the U.S
- Withdraw funds in 56 currencies.
- Flexible, speedy and one touch payments.
- Paypal online payment services are available in over 200 markets globally and can convert your payment to 25 currencies.
- 24/7 fraud detection monitoring.
- Paypal Prepaid Mastercard.
Fees:
Buy Money: Free (U.S)
Send Money:
2.9%+$0.30 per transaction. (U.S)
4.4% (International)
$2.99 USD (Canada and Europe)
$4.99 USD (any other country)
3. Payoneer is an American financial services company that provides digital payment services in more than 150 local currencies and handles money transfer safely to over 200 countries worldwide. Payoneer is founded in 2005.
Key Features:
- Receive your payments within minutes from an unlimited companies like amazon, fiverr, upwork, airbnb or gettyimages.
- Withdraw funds to your local bank account or ATM booth (where Mastercard is accepted) worldwide.
- Lower fees with no hidden cost.
- 24/7 cutomer support.
- Send money faster than international wire transfer.
- Payoneer Prepaid Mastercard.
Fees:
Receive payments: Free (EUR, GBP, JPY, AUD, CAD, CNY)
1% (USD)
Transfer between currencies: 0.5%
Send payments: Free.
Withdraw funds: Up to 2% (To a bank account in a different currency)
$1.50 USD (To a bank account in the same currency)
4. Neteller is a fast and secure online payment gateway used to transfer money to and from merchants. It is operated by Paysafe Group. Neteller is founded in 1999 in Canada.
Key Features:
- Global online payments provider with over 23 million account holders worldwide.
- Instant access to funds.
- Wide variety of options for funding account.
- Lower exchange rates for VIP members.
- Reward points programme.
- Net+ Prepaid Mastercard, that can be used worldwide where Mastercard is accepted.
- Convenient and cost effective.
Fees:
Deposit: Free (International Bank Transfer and Local Bank Deposit)
1.9% (Visa Debit and Visa Credit)
3% (Skrill)
Withdrawal: Free (Merchant Sites)
1.45% or 0.50 USD (Money Transfer)
7.5 EUR (Bank Transfer)
7.5 - 25 EUR (Bank Draft)
10.5 EUR (Member Wire)
5. Entropay is a global online payment system that provides millions of virtual visa card to its users. It started its journey in 2003 to provide online payments to everyone regardless of their location or credit worthiness.
Key Features:
- Money Transfers 2880x faster than a bank transfer.
- FCA regulated.
- Virtual Visa Card works worldwide where Visa is accepted.
- Protection from fraud and fishy charges.
- Available in over 120 countries, trusted by over 3 million users, £1.3 billion Topped Up and over 8.8 million cards created.
Fees:
Top Up: 1%
Transfer Money: Free (Entropay wallet)
1% (Credit or Debit card)
Receive Money: Free
Withdraw: $2.99 - $14.99 (Bank account)
6. iCard is a global payment solutions with a distinguished set of e-money based products from merchant acquiring services to digital and mobile wallets. iCard is founded in 2007.
Key Features:
- Instant SEPA transfers.
- Free personal IBAN.
- 2 virtual cards (a visa card and a mastercard) with a physical card (visa debit)
- You can create as many iCards as you wish.
- Contactless payment access that makes it easy to Tap and Pay with your phone.
- Pay safe.
- Freeze your card and protect your money.
- Fingerprint login.
- 24/7 fraud protection and customer support.
- Virtual gift cards for everyone.
Fees:
Funding: Free (Bank transfer)
0.5% (Consumer Card, Mastercard, Visa issued in EU)
1.5% (Mastercard, Visa, JCB, other type card)
Money Transfers:
Send Money: Free.
Receive Money: Free.
Request for cancellation of a payment: $15 USD.
SEPA transfer: 1.50 USD.
Paper statement or additional information/requests on transactions and balance: $7 USD.
